08:00 AM – 09:00 AM

REGISTRATION & NETWORKING COFFEE

09:00 AM – 09:15 AM

The Philippine Financial Leap: Innovation, Inclusion, and the Architecture of a Digital Economy

  • Examining the Philippines’ strategic priorities for financial sector development amid accelerating digital adoption and macroeconomic opportunity
  • Aligning banking modernization with the BSP’s Digital Payments Transformation Roadmap and the National Strategy for Financial Inclusion
  • Positioning Philippine financial institutions as engines of equitable growth — connecting urban fintech leadership with the unbanked majority

09:15 AM - 09:30 AM

The Digital Peso and the Future of Money: Where the Philippines Stands on CBDC

  • Examining global central bank digital currency pilots and their implications for payment systems, monetary policy, and financial stability
  • Understanding how digital sovereign currencies will interact with — and potentially disrupt — existing e-wallet and mobile banking ecosystems
  • Preparing financial institutions for new settlement models, cross-border payment corridors, and evolving regulatory obligations

09:30 AM - 09:50 AM

Cloud-Native Core Banking: Architecting for Scale, Resilience, and Competitive Agility

  • Designing cloud adoption strategies that satisfy regulatory requirements around data residency, cybersecurity, and third-party risk
  • Modernising legacy core infrastructure through phased migration — without compromising uptime, stability, or customer experience
  • Enabling faster product innovation, ecosystem collaboration, and cost reduction through cloud-native, API-first architecture

09:50 AM - 10:10 AM

Enterprise AI in Financial Services: Moving from Pilots to Pervasive, Accountable Deployment

  • Scaling AI across credit assessment, fraud prevention, customer service, underwriting, and back-office automation
  • Establishing model risk management, explainability standards, and bias controls that hold up to board and regulatory scrutiny
  • Creating a measurable value framework that connects AI investment to business outcomes across the institution

10:10 AM - 10:30 AM

Hyper-Personalisation at Scale: Serving Every Customer as a Segment of One

  • Leveraging real-time transaction data, behavioural signals, and predictive modelling to anticipate needs before customers articulate them
  • Orchestrating consistent, contextually relevant experiences across mobile, web, branch, and contact centre touchpoints
  • Embedding privacy-by-design and consent management into personalisation engines to build trust alongside relevance

10:30 AM - 11:00 AM

Panel Discussion

Digital Transformation in FSI: The CXO Perspective on Strategy, Execution, and Organisational Readiness

  • How CEOs, CTOs, CDOs, CROs, and COOs are aligning around a unified transformation agenda and dismantling cross-functional silos
  • Balancing the pace of technology adoption with the realities of talent gaps, legacy debt, regulatory complexity, and risk appetite
  • What separates institutions that are genuinely transforming from those that are merely digitizing — and how to ensure you are in the former camp

11:00 AM - 11:30 AM

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

11:30 AM – 11:50 AM

Open Finance: Building a Trusted, Interoperable Ecosystem for Data-Driven Financial Services

  • Designing open finance frameworks that enable third-party innovation while maintaining robust data governance and consumer consent
  • Developing API standards, liability models, and security protocols that support safe, scalable ecosystem participation
  • Unlocking new revenue streams through embedded finance, data partnerships, and platform-as-a-service business models

11:50 AM – 12:10 PM

Next-Generation Connectivity: Enabling Real-Time, Always-On Financial Services at the Edge

  • Supporting high-availability transaction processing and digital banking services through advanced network infrastructure
  • Preparing core and mobile banking platforms for the demands of AI-intensive, data-heavy, and IoT-enabled financial use cases
  • Extending reliable digital financial services to geographically dispersed and connectivity-challenged communities

12:10 PM - 12:20 PM

Digital Lending at Scale: Balancing Growth, Risk, and Responsible Credit Practices

  • Scaling digital loan origination across consumer, SME, and microfinance segments without compromising underwriting quality or portfolio health
  • Deploying AI-driven credit scoring, alternative data sources, and real-time decisioning to extend credit responsibly to underserved and thin-file borrowers
  • Navigating the regulatory expectations around responsible lending, affordability assessment, and collections practices as digital credit volumes grow

12:20 PM – 12:30 PM

Banking-as-a-Service: Unlocking the Infrastructure Layer That Powers the Next Generation of Financial Products

  • Evaluating how BaaS platforms are enabling fintechs, retailers, telcos, and non-financial brands to embed regulated banking capabilities — accounts, cards, lending, and payments — without building from scratch
  • Navigating the regulatory, liability, and risk management responsibilities that licensed banks assume when opening their infrastructure to third-party distributors
  • Defining the commercial models, API architectures, and partnership frameworks that make BaaS sustainable and scalable for both providers and consumers of the service

12:30 PM – 12:50 PM

FIRESIDE CHAT

The CEO Agenda: Leading Financial Institutions Through Disruption, Complexity, and the Demand for Relevance

  • How financial sector CEOs are making high-stakes decisions on technology investment, talent strategy, and business model reinvention simultaneously
  • The build-vs-buy-vs-partner calculus as neobanks, big tech, and embedded finance players intensify pressure on incumbents
  • Creating a culture of bold innovation and disciplined governance — and why getting that balance right is the defining CEO challenge of this decade

12:50 PM – 14:00 PM

LUNCH BREAK

14:00 PM – 14:30 PM

Panel Discussion

Cyber Resilience as a Board-Level Priority: Protecting Financial Institutions in an Evolving Threat Landscape

  • Responding to the acceleration of ransomware, business email compromise, insider threats, and AI-generated fraud targeting FSI players
  • Securing hybrid, multi-cloud, and third-party vendor ecosystems — closing the gaps that sophisticated attackers routinely exploit
  • Designing and testing incident response, crisis communication, and recovery playbooks that minimise systemic and reputational damage

14:30 PM – 14:50 PM

Payments Modernisation: Building Fast, Inclusive, and Interoperable Payment Infrastructure

  • Accelerating real-time payment adoption across consumer, merchant, government, and institutional segments
  • Improving cross-border payment speed, cost, and transparency through multilateral settlement and correspondent banking reform
  • Designing payment ecosystems that serve the full spectrum — from high-value corporate transactions to micro-payments for underserved communities

14:50 PM - 15:20 PM

Panel Discussion

Retail Banking Reinvented: Competing for the Customer in a Crowded Digital Marketplace

  • Reimagining the role of branches, digital channels, and assisted service in a world where customers expect instant, intelligent, self-serve experiences
  • Competing with neobanks, super apps, and big tech entrants who are redefining expectations for speed, simplicity, and value
  • Managing personalisation, data privacy, cross-selling strategy, and regulatory compliance simultaneously in a complex, multi-segment market

15:20 PM – 16:30 PM

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

08:00 AM - 09:00 AM

REGISTRATION & NETWORKING COFFEE

9:00 AM – 9:15 AM

Financial Inclusion at the Frontier: Reaching the 53 Million Unbanked Filipinos Through Digital Finance

  • Assessing the scale of the financial inclusion gap across banking, insurance, and consumer finance — and the technology pathways closing it
  • How digital wallets, agent banking, microinsurance, and alternative credit scoring are reshaping access for low-income and rural Filipinos
  • Translating national financial inclusion mandates into commercially viable, scalable strategies that serve both mission and margin

9:15 AM – 9:30 AM

Embedded Finance and Super App Ecosystems: Reshaping How Financial Products Are Discovered, Distributed, and Consumed

  • Integrating banking, lending, insurance, and investment products seamlessly into everyday lifestyle and commerce platforms
  • Building scalable API and partnership architectures that allow financial institutions to participate in third-party ecosystems without ceding the customer relationship
  • Navigating the commercial, regulatory, and brand implications of financial services delivered through non-financial channels

09:30 AM - 09:50 AM

RegTech and Compliance Automation: Turning Regulatory Burden Into Competitive Advantage

  • Automating reporting workflows, audit trails, policy controls, and supervisory submissions through intelligent compliance platforms
  • Reducing the cost, risk, and latency of managing overlapping and frequently updated regulatory obligations across multiple jurisdictions
  • Embedding compliance into product design from day one — accelerating time-to-market while maintaining supervisory confidence

9:50 AM – 10:10 AM

AML and Financial Crime Intelligence: From Reactive Detection to Proactive Disruption

  • Deploying AI and network analytics to detect layering, structuring, mule accounts, and novel money laundering typologies at scale
  • Unifying KYC refresh, transaction monitoring, and behavioural analytics into a single, continuously learning financial crime intelligence layer
  • Strengthening public-private information-sharing frameworks to disrupt sophisticated, cross-institutional crime networks

10:10 AM – 10:30 AM

The Neobank Story: Inside the Journey from Challenger to Contender

  • What digital-only banks have learned about unit economics, customer acquisition cost, and the elusive path to profitability
  • How neobanks are forcing incumbents to rethink product design, pricing architecture, and service delivery from first principles
  • Beyond the hype: which neobank business models are building durable competitive advantage, and which are consolidating or fading

10:30 AM – 11:00 AM

Panel Discussion

Biometrics in FSI: Securing Identity, Accelerating Onboarding, and Building Consumer Trust

  • Evaluating the deployment of facial recognition, liveness detection, fingerprint, and voice biometrics across banking, insurance, and consumer finance in the Philippines
  • Countering deepfake-driven identity fraud, account takeover, and synthetic identity attacks that are rapidly outpacing traditional verification controls
  • Building interoperable digital identity frameworks that work seamlessly across institutions, channels, and customer segments — from urban digital natives to rural first-time account holders

11:00 AM – 11:30 AM

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

11:30 AM – 11:50 AM

Sustainable Finance and Green Banking: Turning ESG Commitments Into Credible, Measurable Action

  • Embedding ESG criteria into credit underwriting, portfolio risk management, and regulatory disclosure frameworks
  • Structuring green bonds, sustainability-linked loans, and transition finance instruments that attract capital and meet impact standards
  • Using data platforms and technology to measure, monitor, and report environmental and social outcomes with rigour and transparency

11:50 AM – 12:10 PM

Panel Discussion

Data Supremacy: Outthinking, Outpacing, and Outgrowing the Competition Through Intelligence

  • Architecting enterprise data platforms that are secure, governed, and capable of powering AI-driven decision-making at speed and scale
  • Applying advanced analytics to improve credit risk, fraud prediction, customer lifetime value, and operational efficiency simultaneously
  • Navigating the data sovereignty, privacy regulation, and cross-border data flow considerations that shape what institutions can do with their most assets

12:10 PM – 12:20 PM

Low-Code and No-Code Innovation: Accelerating Financial Services Development Without the IT Bottleneck

  • Enabling business, compliance, and operations teams to build, test, and deploy applications independently of traditional IT delivery cycles
  • Maintaining security, governance, and auditability while dramatically compressing time-to-market for new products and workflows
  • Building institutional innovation capacity at every level — not just in technology teams — to sustain a culture of continuous improvement

12:20 PM – 12:50 PM

Panel Discussion

From Experiment to Enterprise: The Blueprint for Scaling AI Across Banking Operations

  • Moving beyond isolated AI pilots to build the data infrastructure, governance frameworks, and operating models that enable institution-wide deployment at speed and scale
  • Addressing the organisational barriers that stall AI adoption — siloed data, talent gaps, risk aversion, and the absence of clear executive sponsorship and accountability
  • Defining what success looks like when AI scales: measurable impact across credit, fraud, operations, compliance, and customer experience without compromising trust or regulatory confidence

13:00 PM – 14:00 PM

LUNCH BREAK

14:00 PM – 14:30 PM

Panel Discussion

The CX Imperative: Designing Financial Journeys That Build Loyalty, Trust, and Lifetime Value

  • Moving beyond digital convenience features to create genuinely differentiated customer experiences that drive emotional loyalty and retention
  • Using journey analytics, sentiment intelligence, and voice-of-customer data to continuously redesign service around real customer behaviour
  • Connecting CX investment directly to business outcomes — NPS improvement, churn reduction, cross-selling conversion, and revenue per customer

14:30 PM – 15:00 PM

Panel Discussion

Insurtech and the Transformation of Insurance: Closing the Protection Gap Through Technology and Innovation

  • SME segments through digital channels
  • Applying AI, telematics, and real-time data to reinvent underwriting precision, claims automation, and fraud detection across product lines
  • Rethinking distribution through bancassurance, super apps, and embedded insurance — and what it means for carrier relationships and margins

15:00 PM – 15:20 PM

Fireside Chat

Wealth Management and Investment Services: Democratising Access in a Digital-First Era

  • Expanding access to savings, investment, and advisory services beyond the affluent into emerging-wealth and mass-market segments
  • Combining robo-advisory algorithms with human expertise to deliver personalised, cost-effective wealth solutions at every life stage
  • Designing digital wealth platforms that build long-term trust, loyalty, and financial resilience across a diversified client base

15:20 PM – 16:00 PM

Networking Break & Visit to Exhibitor Lounge

*The above is a running agenda and is subject to change