Agenda 2025
08:00 - 09:00
Registration & Coffee
09:00 - 09:10
Welcome Address & Opening Remarks
09:10 - 09:30
Redefining Financial Resilience: Central Banking in the Age of Digital Evolution
- Modernizing Monetary Policy Through Innovation: Aligning regulatory evolution with the pace of fintech growth and digital finance
- Inclusive Finance as a National Imperative: Empowering underserved communities through digital solutions and policy enablement
- Institutional Trust in a Digital Future: Safeguarding confidence and transparency in a rapidly evolving financial landscape

Arifa Ala
Assistant Governor
Bangko Sentral ng Pilipinas
09:30 - 09:50

Driving Speed and Trust with AI in Credit Decisioning and Insurance Automation
- Understand how banks and insurers across Asia are responding to increasing customer expectations, regulatory pressures, and the demand for real-time decision-making
- Explore the shift toward AI-first strategies that power faster, fairer, and more compliant credit decisions, while transforming insurance processes from onboarding to claims
- See how intelligent agents and data-driven models are streamlining underwriting, improving risk assessment, and delivering seamless, personalized experiences
- Learn how leading institutions are embedding AI into core operations to build agile systems that respond to market shifts with speed and confidence.

Pramod Kumar
Vice President & Head of Business, Asia Pacific
Newgen Software

Varun Goswami
Vice President & Global Head of Product and AI
Newgen Software
09:50 - 10:10

Cognitive Banking: The Future of Customer Engagement
- Reimagining customer interaction through AI-powered conversational platforms that offer intuitive, real-time support while evolving into trusted financial companions
- Leveraging cognitive banking to close the access gap—designing inclusive, user-centric experiences that address varying levels of digital literacy and financial capability
- Utilizing advanced analytics and behavioral modeling to proactively guide customers toward financial wellness, informed decision-making, and long-term value creation

Simon Melton
Regional Sales Director
Personetics

Fitzgerald Chee
Senior Vice President, Head of Consumer Platforms
Bank of the Philippine Islands (BPI)
10:10 - 10:30

Hyper-Personalization in Financial Services: How AI is Redefining Customer Experience and Loyalty
- Personalise with permission: trust is the killer feature
- From journeys to real‑time moments: orchestrate everywhere
- Delight by design: effortless experiences & proactive recovery

OJ Olivier
Director of Transformation Enablement
EmbedIT
10:30 - 11:00

Next-Gen Identity Security: Orchestrating Trust with Advanced Biometrics and Authentication Technologies
- Local trends & Bangko Sentral NG Pilipinas (BSP) expectations when it comes to Identity Verification & Authentication on digital channels
- Explore how biometric technologies are reshaping secure identity verification, combating deepfakes, and enhancing user trust across channels
- A deep dive into passwordless strategies, MFA, and the FIDO Alliance’s role in delivering frictionless yet secure access
- Dive into real-world use cases of mobile driver’s licenses, NFC technology, and automated document verification—and how they’re simplifying identity journeys at scale

Paul Kenny
Vice President of Customer Success
EMEA & APAC
Daon

Francis Chiu
Head of Consumer Banking Applications
BDO Unibank, Inc

Juan Mestas
Senior Vice President, Strategy, Innovation Architecture & Platform Division Head
Security Bank Corporation

Barani Sundaram
Chief Technology Officer, SVP Technology Transformation
East West Banking Corporation
11:00 - 11:30
Networking Break and Visit to Exhibitor Lounge
11:30 - 11:50

Rethinking Digital Identity: Securing Trust Beyond Onboarding
- AI Impacts on identity verification : Explore how AI has impacted both positively and adversely on identity verification and what steps can be taken by financial institutions to safeguard themselves and their users
- Balancing User Experience and Security : Discuss the challenge of delivering seamless user experiences while implementing robust verification measures, moving beyond outdated methods like SMS OTP to align with the guidance from The Bangko Sentral ng Pilipinas (BSP)
- Future of Digital Trust in Philippine Banking : Delve into what the future holds for digital trust in the Philippine banking sector, focusing on strategies that safeguard both users and businesses amid a complex threat landscape

Hardik Bhutani
Fraud Product Head, APAC
Entrust

Sandeep Kuberkar
Senior Sales Manager, Identity Security
Entrust
11:50 - 12:10
Digital Banking 2.0: The Next Phase of Customer-Centric Financial Services
- Creating Seamless User Experiences Through Digital Banking: Designing intuitive interfaces and user-friendly platforms
- Incorporating AI to Personalize Customer Services: Leveraging AI to tailor financial products and services to individual needs
- The Role of Open Banking in Driving Financial Innovation: How open APIs are fostering innovation and competition in the banking sector

Arvie de Vera
Founding Board Director
Fintech Philippines Association

Sanjay Sharda
Chief Liabilities & Customer Growth Officer
UNO Digital Bank

Lionel Gacad
Chief Experience Officer
GoTyme Bank
12:10 - 12:20

Accelerate Lending Transformation - Pega’s Agentic Approach for Philippine Banks
- Empower Autonomous, Compliant Credit Journeys : Discover how agentic AI enables banks to build intelligent lending systems that operate autonomously, comply with regulations, and deliver personalised customer experiences.
- Drive Real-Time Credit Risk Decisioning : Learn how Pega’s market-leading AI-powered decision engine instantly assesses risk and tailors credit offers to boost conversion and minimise revenue leakage.
- Adapt Rapidly to Local Market Dynamics : Built for change, Pega’s low-code platform—enhanced with agentic AI—helps banks quickly tailor lending operations to Philippine-specific regulations and evolving consumer needs

Nihar Joshi
GTM Lead, Asia
Pegasystems
12:20 - 12:30

DeepfakeSafe: Safeguarding KYC Against AI-driven Fraud
- Uncover how AI-driven deepfakes are reshaping fraud risks in KYC
- Live demo: watch how easily a deepfake can be created — and why it’s dangerous
- Understand how financial institutions can keep onboarding secure, compliant, and fraud-free

Saket Kumar Jha
Chief Revenue Officer
HyperVerge
12:30 - 12:50

The Invisible Architecture: Why Your Core is the Secret to Winning the AI-powered Banking Race
- Synopsis: The banking industry is in a race to deliver on the promises of AI, hyper-personalisation, and seamless digital experiences. Yet, for many institutions, this journey is blocked by an invisible barrier: a legacy core architecture that prevents true innovation. In this session, we will shift the conversation from simply adopting new technologies to building the modern foundation required to make them a reality. We will explore how a cloud-native, real-time core system enables banks to not only future-proof their operations but also unlock the data, agility, and speed needed to compete effectively. This talk offers a strategic blueprint for how Philippine banks can transition from being technology consumers to being market leaders.
Three takeaways for the audience:
- Unlock the Power of Generative AI at the Source: You will learn why a real-time, API-first core is the single most significant enabler of next-generation technologies. Without a modern foundation, it is impossible to unlock the real-time data required to power true personalisation and intelligent automation.
- Turn Regulatory Compliance into a Competitive Advantage: You will discover how a flexible, cloud-native architecture can drastically reduce the time and cost of adapting to evolving regulations from the BSP, allowing you to focus on innovation.
- Achieve Next-Level Time-to-Market: A Universal Product Engine within a modern core is a strategic asset. You will gain a clear understanding of how it is used to rapidly build, test, and launch new products in a matter of weeks, giving banks the agility to outpace competitors and respond to market demands in real-time.

Laz Hadjisavvas
Global Head of Sales Engineering
Thought Machine
12:50 - 14:00
Lunch Break & Visit to Exhibitor Lounge
14:00 - 14:30
From Pilots to Production: Scaling AI Responsibly Across BFSI
- Assess the BFSI sector’s progress from AI pilots to enterprise adoption.
- Tackle key challenges in scaling AI, from governance to implementation.
- Share best practices for responsible, compliant, and impactful AI at scale.

Anna Marie Pabellon
Deloitte PH Financial Services Industry and Assurance Leader
Deloitte

Oliver Chato
Director, Information and Communications Technology Department
Philippine Securities and Exchange Commission (SEC)

Dennis Omila
Chief Transformation Officer
Union Bank of the Philippines (UBP)

Carlos Santos
Chief Transformation and Technology Officer
AXA Philippines
14:30 - 14:45
The Role of APIs in Accelerating Fintech Innovation
- How Open APIs Are Enabling a New Era of Financial Services: Unlocking new possibilities through seamless third-party integrations
- API-Based Platforms for Building Scalable Fintech Solutions: Building fintech services that can scale quickly using APIs
- The Impact of Regulatory Compliance on Open APIs: Navigating the challenges and opportunities of API use in fintech

Lito Villanueva
Executive Vice President and Chief Innovation and Inclusion Officer
Rizal Commercial Banking Corporation (RCBC)
14:45 - 15:15
Experience as Currency: Reimagining Customer Engagement in BFSI 4.0
- How AI and behavioral analytics are enabling BFSI institutions to engage customers with empathy, context, and care—building deeper trust and loyalty
- Reducing complexity in onboarding, servicing, claims, and advisory through automation, omni-channel orchestration, and intuitive design
- Crafting digital experiences that are accessible, multilingual, and inclusive—especially for rural, unbanked, and less digitally literate populations

Gilbert Trinchera
Partner, Technology Consulting
KPMG in the Philippines

Godfrey A. Santos
Senior Assistant Vice President - Customer Experience
PETNET, Inc.

Patricia Tan
CMO
Security Bank
15:15 - 17:00
Closing Remarks & Visit to Exhibitor Lounge
08:00 - 09:20
Registration & Coffee
09:20 - 09:40
Modernizing Public Finance in the Philippines: Technology, Transparency, and Fiscal Resilience
- Digitalization of Government Financial Systems: How the Philippine Treasury is implementing digital infrastructure, e-payments, and data analytics to strengthen fiscal governance, enhance public service delivery, and reduce leakages
- Innovative Debt and Cash Management in a Volatile Economy: Strategies adopted by the Philippine government to manage public debt sustainably, optimize cash flow, and ensure fiscal stability amid global financial headwinds
- Fostering Trust and Inclusion Through Fintech Collaboration: The evolving role of public-private partnerships, including fintech and regtech solutions, in expanding financial inclusion, increasing transparency, and supporting long-term economic resilience

Sharon Almanza
Treasurer of the Philippines
Bureau of Treasury
09:40 - 10:00
Enabling Responsible Fintech Growth: The SEC's Role in a Rapidly Evolving Financial Landscape :
- Regulatory Framework Adaptation
- Promoting Innovation through Collaboration
- Enhancing Consumer Protection and Risk Management

Wilkins Win Wong
Assistant Director
Philippine Securities and Exchange Commission (SEC)
10:00 - 10:30

Future-Ready Banking – Unlocking Strategic Value Through Integrated Core
- How convergence across risk, finance, and regulatory functions can enhance operational efficiency and strategic decision-making
- Turning integration from a compliance obligation into a competitive advantage
- Streamlining reporting, forecasting, and capital planning with unified platforms
- Leveraging emerging technologies for real-time insights and regulatory responsiveness
- Futureproofing through integrated architecture, shared data models, and real-time compliance frameworks

Maria Adelaidee Capistrano
Chief Risk Officer
Maya Bank

Catherine de Joya Urtola
Senior Vice President
Chief Compliance Officer
Bank of China (Hong Kong) Limited - Manila Branch

Amar Laddha
Technology Product Management Associate Director
Wolters Kluwer

Sergio Ceniza
FVP- Chief Compliance Officer
Philippine Business Bank

Guadalupe Lyn Vergel de Dios
Senior Vice President
Chief Compliance Officer
Mizuho Bank Ltd. (Manila Branch)
10:30 - 10:40

Face Forward: Building Trust and Security in Digital Banking through Advanced Facial Recognition
- How advanced facial recognition offers superior authentication compared to passwords, PINs, or OTPs
- Leveraging AI-driven liveness checks to distinguish real users from photos, masks, or deepfakes
- Ensuring privacy, data minimization, and consent are embedded in facial recognition implementations

Nikolai Shiriaev
BDD (SEA)
Vision Labs
10:40 - 10:50

Composable Intelligence: Transforming BFSI Customer Engagement
- The Confluence of CX and AI
- AI Agents meets Accountability
- Unified Customer Engagement- Real-Time Insights

Sushil Tyagi
Executive Director
BUSINESSNEXT
10:50 - 11:20
Networking Break And Visit To Exhibitor Lounge
11:20 - 11:30
From Legacy to Leapfrog: How Emerging Markets are Reshaping the Future of Financial Innovation
- Leapfrogging Traditional Systems
- Collaborative Innovation Ecosystems
- Invisible & Impactful Finance

Claire Celdran
Broadcast Journalist
CoinGeek

Clifford Barnes
Managing Director
SC Ventures by Standard Chartered
11:30 - 12:10
Beyond Models – Building and Sustaining a Data-Driven Organization
- Operationalizing Data for Long-Term Impact
- Bridging the Gap Between Data and Decision-Making
- Data Governance as a Foundation, Not an Afterthought

Michelle Alarcon
President
Analytics and AI Association of the Philippines (AAP)

Poonam Anandani
Head of Technology, Process and Data
Home Credit Philippines

Melecio Valerio
Vice President, Head of Data Governance
Maya

Patricia Manasan
Vice President
Head of Data Science
Security Bank Corporation
12:10 - 12:30
Reimagining Banking Operations: Strategies for Sustainable Growth and Competitive Advantage
- Explore how integrating sustainable practices into banking operations, such as green financing, sustainable investments, and energy-efficient technologies, can drive growth

Emma Theresa Cabochan
Senior Vice President, Legal Services Head & Data Privacy Officer
Asia United Bank Corporation

Atty. Federico P. Tancongco
Senior Vice President
Chief Compliance Officer
BDO Unibank, Inc.
12:30 - 12:40

A Secure Passwordless Future
- BSP Circular 1213 – Key Mandates: Understand the regulatory requirements around cybersecurity and authentication as outlined in BSP Circular 1213
- Evolving Threat Landscape & Urgent Need for Stronger Authentication: Explore how AI-powered phishing and malware are escalating risks to digital identities, and why traditional security methods are no longer enough
- Phishing-Resistant MFA – YubiKeys as a Compliant Solution: Discover modern, phishing-resistant MFA solutions like YubiKeys that align with Zero Trust principles and comply with BSP mandates

Derek Lok
Director, Yubico North & Southeast Asia
Yubico
12:40 - 13:45
Lunch Break & Visit to Exhibitor Lounge
13:45 - 14:30
Cybersecurity in Financial Services: Safeguarding Data and Trust
- Implementing Zero Trust models to ensure that no user or device is trusted by default, both inside and outside the network
- Threat Intelligence and Incident Response: Proactive vs. Reactive Security
- Examining real-world case studies of recent breaches in financial services and their aftermath

John Alarcon
Chief Information Security Officer
PJ Lhuillier

Carlos Tengkiat
Chief Information Security Officer (CISO)
RCBC

Roland Oscuro
First Senior Vice President & Chief Information Security Officer & Data Protection Officer
Philippine National Bank (PNB)

Russell Hernandez
Chief Information Security Officer
Uniondigital Bank
14:30 - 15:00
Rewiring Transaction Banking: Innovation, Security, and Future-Ready Infrastructure
- Discuss insights on securing and modernizing transaction banking systems and experience scaling IT operations to support such infrastructure
- Delve into strategies for fostering stronger collaboration between IT and business units for co-creating client-centric, innovative solutions
- Cover emerging trends such as AI, data analytics, and blockchain, discussing how these can reshape transaction banking and how institutions should prepare for the future

Kenneth Catugas
Head of Information Technology
ING

Expedito Jr Garcia
Senior Vice President Transaction Banking Group Head
Philippine Bank of Communications (PBCOM)
15:00 - 16:00
Closing Remarks & Visit to Exhibitor Lounge
16:00 PM – 16:30 PM
Red Carpet Moment with Paparazzi Lights
16:30 PM – 16:40 PM
Opening Ceremony by EMCEE
16:40 PM – 16:50 PM
Grand Premier Performance
16:50 PM – 17:00 PM
Keynote Address from VIP Chief Guest
17:00 PM – 17:20 PM
Introductory Address by the Jury Committee
17:20 PM – 18:00 PM
Awards Presentation
18:00 PM – 18:10 PM
Closing Remarks
18:10 PM – 18:20 PM
Closing Performance
18:20 PM – 19:30 PM
Cocktail & Gala Dinner
*The above is a running agenda and is subject to change